[BC] Tower Painters: Barber Industrial: Cincinnati

[Paul Smith W4KNX]

Florida is a percentage of payroll on workers comp insurance.  Roofers
average 55% of payroll, so they pay 55 cents for every dollar of payroll
they have.  It is required if you have more than 3 employees.  You can
exempt company officers.  Thats how they build houses here in Florida.
General contractors require all subs to have workers comp, but all the subs
really have is a certificate of workers comp cause all the workers are
exempted because no general contractor will hire a sub that has to pay
workers comp cause they have to bid too high.

Paul Smith
Sarasota, FL

-----Original Message-----
From: broadcast-bounces at radiolists.net
[mailto:broadcast-bounces at radiolists.net]On Behalf Of Cowboy
Sent: Thursday, February 16, 2006 5:57 PM
To: Broadcasters' Mailing List
Subject: Re: [BC] Tower Painters: Barber Industrial: Cincinnati


On Thursday 16 February 2006 05:14 pm, Paul Smith W4KNX wrote:
>The biggest thing is that he probably also had no workers comp either.

 I don't recall where he said he lived, but I did have his address at one
time.

 Depending on where one lives, workman's comp tax MAY not be required !!

 I'm in Ohio, and it's definitely NOT required for me, PROVIDED I carry a
 medical policy that provides at least the same benefits, so I do !
 ( better coverage at less cost )

 I was not so long ago, working for a California client, in Texas, who made
 a big to-do about contractors proving they were covered by California
 workmens comp tax.
 It WAS a big to-do, as I argued that it would be illegal by both Ohio (
where
 I live ) and Texas ( where I was working ) law to pay into California, but
 California requires that EVERYONE pay into their system, whether you
 work there or not ( if you are employed by a California firm ) and whether
 you are self employed or not, and whether you have private insurance
 or not, so they tried to force ME into it as well.

 Since the Ohio rate ( last I checked ) was 3 percent of gross, it's
theoreticly
 possible for me to be paying 150% of gross, if I work in all 50 states some
year.
 NOT gonna happen !

 Lawyers, accountants, insurance lawyers, and some expense later, I'm not
 paying the California workmans comp tax, which is fair since I haven't
 worked in California, nor been an employee of a California firm in quite
 a few years !

 I don't know Kentucky insurance law, and I think Charlie was out of
Kentucky,
 so he may well not have that tax to pay !

--
Cowboy

http://cowboys.homeip.net

Fine day to throw a party.  Throw him as far as you can.


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